April 28, 2025

Learn 7 Reasons Why Seniors Need Vision Insurance

The cost of glasses rises due to special features.

Specialty glasses might cost $1,000 or more without insurance. You may require glasses with features that help manage your daily activities easier, such as

• Anti-reflective coating, which lowers lens glare and distracting reflections.

• Transition lenses that darken when exposed to sunshine. This allows you to use your prescription glasses as sunglasses.

• A hydrophobic coating keeps your glasses clean in wet or humid conditions.

• Polarized lenses are ideal for outdoor activities, particularly daylight driving. These not only decrease glare but also give high-contrast vision and 100% UV protection.

2. Yearly eye exam coverage

Eye insurance plans typically cover the expense of yearly eye exams as well. Yearly eye exams determine whether you need glasses and whether your prescription has changed.

Your general eye health is also assessed during an eye exam. Your ophthalmologist will be able to detect eye disorders and difficulties during an eye exam, such as:

• Cataracts.

• Macular degeneration

• Glaucoma

An eye exam can also help detect other health problems, such as high blood pressure or Type 2 diabetes. If you are diagnosed early enough, you may be able to receive the treatment you require to reduce the progression of the condition.

3. Cataracts become increasingly common as we become older.

Cataracts develop as the lens in your eye becomes hazy with age. Your lens may become clouded, making it difficult to focus on the world around you. In short, it considerably interferes with your vision and can have an influence on your general quality of life. Cataracts can induce a double vision or acute light sensitivity in addition to typical hazy vision.

Cataracts must eventually be surgically removed. The lens of the eye is removed during cataract surgery, and an artificial lens is placed. This procedure frequently restores your vision to pre-cataract conditions.

Cataract surgery may be covered by traditional Medicare. If you do not have insurance, the cost per eye might range from $4,704 to $6,898.

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