Learn the Top 10 Tips for Secure Online Banking
6. Allow for dual approval
Dual approval is a security feature that needs two different people to approve a transaction. A secondary authentication will be required after initiating a transaction to verify the request. When you set dual approval on your account, any outgoing ACH or wire transactions will be sent to a pre-selected list of approvers that you choose for authorization.
7. Keep an eye on your statements.
Remember to carefully study your bank records, especially eStatements or printed statements sent by mail, in order to swiftly report suspicious or unauthorized activity.
8. Avoid phishing emails.
Phishing is an internet scam in which someone sends you an email that appears to be from a real company and requests personal information. Check the sender’s email address before opening any emails to ensure the sender is familiar to you or a reliable email source.
Scammers frequently utilize public internet accounts (for example, scammer@gmail.com, scammer@ymail.com, scammer@hotmail.com, and so on).
Legitimate communications about your bank accounts, on the other hand, will come from a private email account. Also, if you read the email, be cautious not to expose your information by clicking unfamiliar file attachments or links.
If you get a suspicious email from your financial institution demanding account information, account verification, or banking access credentials such as usernames, passwords, PIN numbers, or similar information, call your banker to authenticate the origin of the email.
9. Make use of a secure wireless network
When utilizing online banking or your mobile banking app, avoid using an insecure, public wifi connection. By using an unprotected network in places like coffee shops, restaurants, or parks, your personal information could be compromised without your knowledge.
10. Please log out of your account
At the press of a button, you may protect your personal information. When you’re finished banking, securely log out of your online and mobile accounts. It’s an easy method to keep your account secure.
With confidence, bank online and on the go.
Outside of conventional branches, online and mobile banking alternatives improve your banking experience. While your bank, ensure that your information is secure and that your financial institution has security techniques and resources in place.
