Learn the Top 4 Strategies to Rebuild Your Credit
- Pay on time.
•Keep in mind that a significant part of your credit score is paying on time. From this point forward, never be late. Just don’t do it.
- Pay down your balances.
- The amount of money you owe versus the amount you can owe is called your utilization rate. So if you have a credit line on your credit card of $10,000 and you currently owe $6,000, your utilization rate is 60%. If it’s more than 30%, it hurts your score.
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