Learn Tips for Buying Temporary Health Insurance
Who Might Benefit from a Short-Term Health Plan?
Anyone in need of basic insurance coverage for a set amount of time may find short-term health plans useful despite their restrictions. A person in transition between employment may need to get short-term medical insurance until their new employer’s benefits kick in.
- Those who rely on short-term medical plans should rest assured that they will have access to the necessary medical care.
- Students and dependents: When a person reaches the age of 26, they are no longer considered dependent for the purposes of their parents’ or guardians’ health insurance policies. Students, including those participating in OTP programs, may also find themselves uninsured once their student policy expires. Transition periods call for temporary health insurance programs.
- Short-term medical coverage is an option for the elderly who retire before their Medicare benefits kick in.
- In the United States for the first time? New arrivals to the United States are subject to insurance regulations. As they wait for the employee to begin working, temporary health insurance policies can provide some of the necessary coverage.
- Ignored the deadline to enroll: If you missed the long-term health insurance enrollment period, a short-term plan is a great alternative.
There are a variety of different reasons why someone could seek out temporary medical coverage. It is possible that a U.S. citizen returning from overseas, a temporary or seasonal worker without regular insurance, or a newly divorced person would all benefit from purchasing temporary health insurance.
You could purchase a short-term health insurance policy for your trip, but there are probably better alternatives. Among these types of policies are visitor medical and international travel medical.
